Debt Capacity Calculator

How Much Can Your Business Borrow?

Get an instant, indicative debt capacity estimate for your business. Free, confidential, and powered by professional-grade lending models.

No sign-up required. Results in under 2 minutes.

Why Use Our Calculator?

Built on professional-grade lending models, our calculator gives you a realistic view of your borrowing capacity.

Instant Results

See your estimated debt capacity update in real-time as you enter your financial data. No waiting, no delays.

Detailed Breakdown

Get a full facility breakdown including term loans, mortgage, invoice discounting, HP, and stock facilities.

Confidential & Free

Your data is used solely for this calculation. No obligation, no hidden fees. A free service from Apex Aspire.

Personalised Follow-Up

Our team will review your results and contact you to discuss them in more detail.

How It Works

Three simple steps to discover your business's borrowing potential.

Step 1

Enter Your Details

Provide your name, email, and company information. We use this to personalise your results and follow up.

Step 2

Input Your Financials

Use our intuitive sliders to enter turnover, profit, assets, and more. See results update instantly.

Step 3

Get Your Report

Receive your indicative debt capacity breakdown. Our team will be in touch to discuss your results.

Calculate Your Debt Capacity

Enter your financial details below to receive an instant indicative debt capacity estimate.

Frequently Asked Questions